In college, making a budget may help you understand where your money goes each month, which is a smart first step in helping to control your finances.

You may work towards more significant objectives like paying off student loan debt, vacationing, and accumulating money for future milestones like relocating to a new location after college with more insight into your spending and saving patterns. While you may have fewer costs while in college, now is an excellent time to start keeping track of your money. The budget you develop today will serve you well into your twenties and beyond. Furthermore, once you’ve established a budget, you’ll only need to make minor modifications when your income and spending habits change.

You may make a budget in a variety of methods, including utilizing a budgeting tool that connects to your bank accounts or using an online spreadsheet template. Whatever resource you choose, remember to stay to it and keep yourself accountable in order to meet your financial objectives.

Let’s see which 5 apps are ruling the budgeting world in India:


With a super fancy tagline that says, “Budget with a why” this app is an up-to-date budget tracker. Carrying paper envelopes is a thing of the past. With the tried-and-true envelope budgeting system, our virtual budget application keeps you on track with family and friends.

This app has got some great features like,

  • As a reward for your remarkable self-control, carry over any unused monies to the following month.
  • To keep on track with your spending, plan your finances ahead of time.
  • Use clever payee and category suggestions to save time.
  • Keep track of your financial flow with the Income vs. Spending Report.

So, you must’ve understood by now that this app is amazing for students and even working professionals to track their budgets. 

Download the app now and enjoy the never-ending benefits. 

Dhani App

Dhani serves as a one-stop-shop for all of your financial requirements. You may use Dhani wallet to build a quick Demat/trading account, take out personal loans, and keep track of all of your payments. Dhani has free games where you can earn money.

Dhani Zone is another intriguing location where you may listen to health and sleep-related podcasts and audio tales. You may shop at thousands of businesses around the country with your Dhani Rupay card. Due to a bevy of outstanding features, Dhani is one of the best financial applications available.

Here are a few features of the app:

  • Money management is straightforward and uncomplicated to operate.
  • Premium health insurance options at a reasonable price.
  • You may earn money by recommending friends.

Don’t you think it’s a great resource to have by yourself?

So, do download the Dhani app for these outstanding features and rewards. 


‘Wallet’ is another popular personal financial management tool that may help you manage your money better. Centralizing all of your personal finance demands aids you in preparing for future financial management.

With Wallet, you can link your bank account to automatically manage your daily costs, read weekly expense claims, plan your purchasing expenses, and share special features with your dear ones. A wallet allows you to manage your money at any time and from any place.

The Wallet personal finance app India’s finance tracker and planner features allow you to simply regulate your spending and save more money.

The App’s Highlights:

  • Transfers are synced automatically and safely, then smartly classified and budgeted.
  • Examine forthcoming payments and their impact on your financial flow.
  • Organize your bills and pay attention to their due dates.
  • Simple graphs and financial summaries give you meaningful information about your money, including accounts, credit and debit cards, bills, and cash.

Wrapping it up

It is not always feasible to make a swift decision. All you have to do now is do some more study on the applications that catch your interest before selecting. You may also check out a number of these applications before deciding on the ideal one for you.

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